consumers under stricter underwriting criteria, including higher down payments. An experienced,
amassdenver.com, in-house credit grader administers the credit approval process. Most of the installment accounts approved under this program 11 Table of Contents provide for repayment over 12 to 36 months, and for those accounts paid in full during fiscal 2005,
cheap retro jordans, the average account was outstanding for approximately 13 to 15 months. The following two tables present, for comparison purposes, information regarding our two credit portfolios. Difference between the average interest rate yield on the portfolio and the average cost of funds under the program plus the allocated interest related to funds required to finance the credit enhancement portion of the portfolio. Also reflects the loss of interest income resulting from interest free promotional programs. Credit Quality. We enter into securitization transactions to sell our retail receivables to a qualifying special purpose entity or QSPE,
cheap jordans online, which we formed for this purpose. After the sale, we continue to service these receivables under a contract with the QSPE. We closely monitor these credit portfolios to identify delinquent accounts early and dedicate resources to contacting customers concerning past due accounts. We believe that our local presence,
cheap jordans free shipping, ability to work with customers and flexible financing alternatives contribute to the historically low charge-off rates on these portfolios. In addition,
cheap air jordans, our customers have
osb cheap jordans cqf 941
gna cheap jordan shoes xdf 978
ppu cheap jordans rmo 598
bfh online air jordan urj 065